Cheapest Cars to Insure

Searching for a cheap run-around?

Nowadays, when searching for a car, it’s no longer the thought of how expensive the car could be, but also the ongoing costs that come with it such as fuel costs, tax and car insurance.

Car insurance can be the most expensive thing out of everything (including the car), as it can account for where you live, gender or age, vehicle size, it’s safety rating or even the age of the car. Over the past few years, we’ve seen the cost of insurance increase, leaving many of our bank accounts looking rather dry.
However, there’s no need to worry. Here at CarCliq, we have put together a list of the ten cheapest cars to insure.
Nissan Micra
  • Whilst the Nissan Micra can be remembered for its clunky exterior that has been around since the 1980’s.
  • It has had a complete makeover making it a desirable supermini, but also, a cheap and reliable car with most models starting in insurance group 1.
  • Furthermore, it’s only available with a five-door, therefore this is great for someone who’s looking for something practical.
Hyundai i10
  • In comparison, the older models of the Hyundai i10, the second generation is in car insurance group 1, so it’s much cheaper to insure.
  • If you are a young driver, this is the car for you as it comes with a 1.0-litre engine making it easy to control and is extensively packed with entertainment features. 
Kia Picanto
  • If you were to go for the Kia Picanto, its great in many ways and if you choose the 1.0-litre engine in either 1 or 2 trim – you’ll be able to score a rock-bottom insurance group and a long warranty too.
  • The warranty is what attracts most of its customers, as they offer a seven-year, 100,000-mile warranty.
  • It’s also equipped with looks and a lot of equipment too.
Renault Twingo
  • You can be a part of the insurance group 2, if you were to opt for the 1.0-litre SCe car in Expression trim.
  • If you have a bigger budget, you can choose one of the more advanced trims, such as the Play or Dynamique trims with the same engine, however, this can place you in the insurance group 3.
SEAT Ibiza
  • The Ibiza has impressed many critics with it winning small car category at the What Car? Car of the Year awards, as most said it’s “everything a small car should be”.
  • In addition to this, it has been granted a 5-star Euro NCAP safety rating.
  • If you choose the 1.0-litre engine in either the S or SE version, you can be in insurance group 2.
Skoda Fabia
  • The Fabia is recognised for its brilliant qualities, these including it being spacious, comfortable and good value for money.
  • Upon the release of the new third generation, this doesn’t disappoint, as it involves convenient storage spaces and better equipment.
  • The Skoda Fabia will land you in insurance group 2.
Smart ForFour
  • Despite the Smart ForFour being set up like a sports car, having a rear-mounted engine makes it a more manoeuvrable and practical hatchback.
  • The 185-litre boot is rather small but for darting around city centres it's great!
  • The ForFour supplies you with a 70bhp 1.0-litre engine, making you fit into insurance group 2.
Vauxhall Corsa
  • The Corsa is a sensible and reliable supermini which comes with a fresh and modernised design and a clean interior.
  • It has a price tag of under £10,000 with great running costs as well, therefore being a great candidate for young drivers.
  • The entry-level Corsa Sting with the 1.4-litre petrol engine comes in insurance group 2.
Volkswagen Up!
  • The Volkswagen Up! has secured the reputation of being a small car, but with a premium feel towards it, something you would expect from Volkswagen models.
  • It combines the low running costs, but also the unexpected sophisticated driving experience too.
  • The Up! is categorised in insurance group 1 – the entry-level cars are boosted by a 59bhp version of the three-cylinder petrol engine.
Ford KA+
  • This was only introduced in 2016 as an update from the previous model, which had been around since the late 1990’s.
  • It’s not only economical and spacious but also is packed with practical features to make driving safer.
  • The KA+ involves models which are classed in both group 1 and 2, therefore being an ideal model to choose if you are looking for something cheap and cheerful.
To conclude, these may be the cheapest cars to insure but also come with a range of beneficial driving features for you to enjoy and feel safe in.

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